![]() Ease of use 4.5 Customer service 4. Best budget: Kingsford Charcoal Chimney Starter - See at Amazon. The hands-down favorite among the experts, the Weber Rapidfire Chimney Starter is well-constructed, has two handles for easier and safer use, and sells at a reasonable price for its high quality. This was a big weakness in my spreadsheet budget which just wasn’t tech savvy enough to do this. YNAB is a comprehensive budgeting tool that can help you rein in spending, reach financial goals and get a better handle on where your money goes each month. 2 days ago &0183 &32 Best overall: Weber Rapidfire Chimney Starter - See at Amazon. Other than that the app is incredible and has been so useful to me and my family in organizing our money and taking control of our financial goals. Embracing Rule 4, letting your budget rollover really teaches you the benefits of saving. I did look up resources on their website and I think I am beginning to understand better. His principles and tools come right out of his own life experience, but also from his CPA training. ![]() The app made budgeting easy to understand and it. YNAB costs 83.99 a year to use, but I tried it out on a one-month free trial. He nderstands how financial stress feels. You Need a Budget, or YNAB, is a popular personal finance app. When Jesse Mecham says it, it’s like a door swinging open to a free life. You Need a Budget is anchored by a proven budgeting methodology and offers an impressive range of mobile-friendly apps for true on-the-go budgeting. This part of the color code seems different or just counter-intuitive to me. Review When your financial planner sternly says you need a budget,it’s like a door slamming shut on a happy future. Somehow though I would think I had set aside enough to cover the whole bill but when I would process the transaction, I would be short in the budget and have to shuffle money around to fix the shortage. I always pay off the credit card each month and the program is set up to set aside money to pay the cc based off what category was spent (groceries, etc) which I think is wonderful. You must continually review and adjust your budget to ensure it works. Making a budget is the first step toward financial freedom, but it doesnt end there. I found the program itself is well designed. You may need to try different strategies until you find the right combination for your financial situation. ![]() I used to use an excel spreadsheet before switching to YNAB and love all the features it includes (like the mortgage calculator and the ability to link the account directly to the bank) The only thing I struggled with (and sometimes still struggle with) was to understand the credit card system. The beauty of YNAB is that it is flexible and dynamic, and allows you to adjust your spending plan as you need to. The goal options and color coding are awesome. I really love the YNAB app and its simplicity, as well as the resources available to learn how to use the app and how to gain financial health and stability. ![]()
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